We have had indications that credit card processing companies are taking advantage of the fact that English language skills are often low among Vietnamese nail salon owners.  There have been stories of vietnamese-speaking salesmen doing cold calls on salons, promising to charge low fees to handle credit card transactions, but instead the salons are charged several times the going rate.  If this applies to you or someone in your family, please go to my website at www.hoferlawindy.com, and fill out the quick intake form.  Thank you.