Recent Articles

Has United Health Group Turned Down Coverage for a Jaw Operation?

Jaw operations for crossbite, TMJ and other conditions are routinely denied by insurance companies, and they are often excluded explicitly in policies, even policies that are somewhat generous in most other kinds of care.  We ran into a situation where United Health excluded a jaw operation.  Apparently, paying to fix peoples’ jaws will get in […]

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If You Are Sued by Educap Please Contact Me – Even IF You Aren’t in Indiana

Private student loans cannot be discharged in bankruptcy if the loan is originated by a not-for-profit company (I’m oversimplifying but this is the gist.)  Educap has created quite a niche for itself by being technically not-for-profit but still being lucrative for its principle players.  See this CBS news story.  Educap has been suing student loan […]

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Victory on Credit Repair Organizations Act Venue Dispute

We just received word from the United States District Court for the Southern District of Indianapolis that we defeated a motion to dismiss filed by Texas Credit Repair Organization, White Jacobs & Associates, Inc. A little background: most credit repair companies attract clients from all over the United States. They have contracts which they try […]

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Lenovo Driver Power State Failure

Do you have a recent Lenovo laptop computer and frequently get a crash screen referring to a driver power state failure? The error message is DRIVER_POWER_STATE_FAILURE. I personally have had this problem since I purchased my Lenovo Y410P last year.  Apparently Y510P owners are reporting the the problem also, and perhaps the error affects other […]

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World Law Group – More Harm than Good?

I’m just starting my investigation into a complaint against World Law Group.  This company has a one star rating with the BBB, and a quick google search shows 803 hits on “World Law Group” at ripoffreport.com only.  To add to the confusion, there appears to be more than one unrelated company doing business under the […]

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More on Voyager Financial Group (VFG) and Assignment of Military Pensions

Since I initially posted about Voyager Financial Group. I’ve received multiple calls from people who assigned military pensions.  It is illegal for enlisted military members to assign pensions under 37 U.S.C. 701.  (Commissioned officers may assign pensions up to certain limits.) 38 U.S.C. 5301 contains limits on assignability of V.A. pensions. It appears that there […]

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CFPB Cracks Down on Bad Check Restitution Scam

Consumer attorneys call it the “rent a D.A.” scam. It’s gone on for years, and likely victimized millions of poor people. The Consumer Financial Protection Bureau finally put its foot down on National Corrective Law Group. That company (plus a few smaller ones) orchestrated deals with local district attorneys (we call them county prosecutors in […]

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Are You being sued on a HSBC Credit Card by Capital One or a Collection Agency?

We are looking at lawsuits concerning HSBC credit cards that are being collected on by Capital One or several collection agencies.  If you have one of these from 2014 on, even if it went to a default judgment, please call us at 317-662-4529.

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HSBC Credit Cards Sold to Capital One Bank

I am working on a collection defense case involving an HSBC credit card that may have been assigned ot Capital One Bank.  If you are facing collection on one of these cards please contact me.  Thank you.

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Copart, Inc. of Fairfield California and Rebuilt Wrecks

I am investigating the role of Copart, Inc., a company that showed up in the NMVTIS report of two rebuilt vehicles that I am working on.  If you have any information relating to this company, please send me a message.

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