Recent Articles
Simple Dispute Letter to Send to Debt Collectors under the FDCPA
One of my new year’s resolutions was to put a simple dispute letter on my blog for people to send to debt collectors to dispute debts. I suggest you send this to the collector BY FAX and retain a fax confirmation sheet. You may have to call the debt collector first to get the right […]
Call for Action and Indiana NACA Presents another “Ask a Lawyer” Night January 26, 2017
Indiana’s NACA attorneys will volunteer to staff the Call for Action consumer hotline at the Indianapolis Star offices to give free answers to legal questions from 5:30 to 8:M on Thursday, January 26, 2017. The call in # is (317) 444-6800. This is the third time we’ve done this, and it has proven to be a popular […]
Loan Star Funds and Caliber Home Loans Accused of Stiffing a Contractor for $2.9 Million
My most popular posts in this blog have been about Loan Star Funds, and in particular its LSF9 Master Participation Trust fund and its servicer Caliber Home Loans. I’ve gotten emails from more people than I can count, and almost all of them are complaining that they can’t get a hold of anyone at Caliber […]
There’s no such thing as a free movie – OR IS THERE? – FOUR LEGAL WAYS TO WATCH MOVIES AND TV FOR FREE
I thought I’d do a change-of-pace post from consumer law to good old-fashioned consumerism. According to Fortune magazine, the cable TV bill for the average US household reached $103/month last year. My family cut the cable 19 years ago when our cable bill reached the outrageous level of $25/month. It’s no big deal, between broadcast […]
Generic Credit Report Dispute Letter with Tips
How to dispute information on your credit report: You shouldn’t have to pay someone or a company to dispute items on your credit report. Anything a third party could dispute for you, you can dispute for yourself. There is actually more than one way to dispute. the credit bureaus will have you believe that you […]
Are You a Victiim of Wage Theft?
Is your employer making you “work off the clock”? Are you getting hours docked from your pay? Are you forced to do work when you are clocked out? Did you go through unpaid training or orientation? Wage theft is especially common in the fast food, trucking and retail industries. If you are in INDIANA and […]
Have You been Sued by Nextgear Capital, Inc.?
Many car dealers and guarantors of auto floorplan loans are sued in Indiana by Nextgear Capital, Inc. Most of the people sued don’t know how to defend themeselves. Some think that just because the dealership owes money on the loan, there is nothing they can do. This is not necessarily the case, and this is […]
Have You Been Sued by Automotive Finance Corporation?
Many car dealers and guarantors of auto floorplan loans are sued in Indiana by Automotive Finance Corporation (AFC). Most of the people sued don’t know how to defend themeselves. Some think that just because the dealership owes money on the loan, there is nothing they can do. This is not necessarily the case, and this […]
My Accidental Practice Area Representing Out-of-State Dealers against Floorplanning Companies
The vast majority of my practice involves representing consumers bringing claims under consumer protection statutes like he Fair Debt Collection Practices Act, Fair Credit Reporting Act, Credit Services Organizations Act, Telephone Consumer Privacy Act, and more. Recently, as it so happens I have been contacted by multiple individuals who have needed help because were alleged […]
A change in Focus in Defective RV Cases – Sending a “Shot Across the Bow” Letter to the Dealer or Manufacturer
I’ve been listening to what peopel have to say who have problems with defective RVs. In the past, my approach was to give some initial advice to the RV owners when they call at no charge, advice regarding self help in dealing with the RV dealer or manufacturer. In some cases, that is all the […]
