Recent Articles
My blog is ugly – but it’s sincere
It has come to my attention that my blog is ugly and old-fashioned. Yeah. Yeah, it is. – But it is sincere.
Have you been fired or denied employment due to the Auction Insurance Agency’s “KO Book” (EKO system) ?
We are investigating use of the Auction Insurance Agency’s “KO Book” , Which is now the Electronic KO Book. The KO book is used by auto auctions to determine creditworthiness of buyers. When we did our initial investigation, we determined that in cases where the auction is qualifying the buyers as businesses, the KO book […]
Washington Post on Private Equity Funds Cashing in on Desperate Poor People
There is an interesting article on washingtonpost.com today concerning on how private equity funds are cashing in on the short term cash needs of poor people, Billionaire-controlled private equity funds are investing heavily in payday loans and high-intereset personal loans including “check loans” Highlighted in the story is Mariner Finance, a firm run by a […]
Is Home Title Lock Legitimate?
I listen to satellite radio a lot, and I frequently hear commercials for Home Title Lock. (hometitlelock.com). This is what Home Title Lock says on their website: Mortgage fraud is the fastest growing white collar crime in AmericaTitle fraud is when a thief uses a false identity and transfers your home’s title to his name. […]
Mid 2018 – Trends in Nextgear Dealer Litigation
Here are my impressions in what I’ve seen in recent cases filed by Nextgear Capital, Inc. against dealers floorplanned with Nextgear. The overall rate of filing seems about the same as last year, on an annualized rate of about a thousand cases a year. It varies from week to week. It seems like the average […]
Nextgear vs the Wholesalers
I have been receiving a rash of complaints lately from Wholesale auto and truck sellers who floorplanned with Nextgear. It seems the Nextgear model of requiring periodic inventory checks at the dealer’s place of business doesn’t mesh with typical wholesaling practice where vehicles are physically located in warehouses or out on consignment. This has the […]
Bedbugs in a new bed – is it possible?
After receiving a complaint from an individual who claimed to have bought a new bed that was infested with bedbugs, I started looking into the question of whether new mattresses and bedding could be infested with bedbugs. I found a Dateline NBC report from 10 years ago that suggested not only was it possible, but […]
Vietnamese Nail Salon owners – are you having a problem with high credit card processing fees?
We have had indications that credit card processing companies are taking advantage of the fact that English language skills are often low among Vietnamese nail salon owners. There have been stories of vietnamese-speaking salesmen doing cold calls on salons, promising to charge low fees to handle credit card transactions, but instead the salons are charged […]
Indiana Workers – Have you been cheated out of earned wages?
If you are an Indiana Worker who has been cheated out of earned wages, I’d love to hear from you. As a general rule under federal wage and hour statutes you need to be paid at least federal minimum wage for every hour you work, anb by work, that generally means all the time that […]
What’s the deal with Capital One and the “Soft Pulls”?
I have a client who’s had a problem with “soft pulls” by Capital One showing up regularly on some of his credit reports. That’s great, you say, but “what’s a soft pull?” A soft pull is a credit report inquiry by a third party that doesn’t show up when other people pull your credit report, […]
