Recent Articles
The Most Popular Post of 2018 – Is Home Title Lock Legitimate?
I looked back at my posts from 2018, and by a large margin, my most popular post was my post posing the rhetorical question: Is Home Title Lock legitimate? This post generated over 500 views per Blogger’s counter. (What can I say? This blog isn’t exactly the New York Times.) I still hear the advertisements […]
Thoughts on Removing Yourself from Spokeo, Mylife etc.
I have seen a number of articles lately about removing one’s self from information aggregation websites like mylife.com and spokeo.com. I even experimented with removing myself. My first impression is that it’s a waste of time, and I’m not sure it’s worth the effort, and I’ll tell you why. In the United States at least, […]
Update on VFG Pension Advance Schemes, Cash Flow Investment Partners, and Pension Viaticals Structured Cash Flows
I have written before about Voyager Financial Group. I am still getting calls from people who sold their pensions to Voyager Financial Group (VFG) even five years ago. I don’t think VFG still exists Incredibly, there is still a Voyageur Financial Group website, but note the spelling:Voyageur. This appears to be a different company, one […]
Total Resource Auctions and Nextgear Repos
I talk to a lot of dealers who are shocked to find out how little Nextgear sells their cars for after the cars are repossessed by Nextgear. I have had dealers tell me that Nextgear waits until the end of the auction to sell the Nextgear repos – after the majority of the bidders have […]
Lifeway Credit Union and contracts from The College Network – Looking to set up group action
I have a client who is looking to join up with other former students/customers of The College Network for defensive and offensive action against Lifeway Credit Union. This includes looking at the company’s credit reporting practices. This may be a class action, but more likely would be a multiple plaintiff non-class action, or even coordinated […]
Indiana Attorney General Sues Two Car Dealers
The office of Indiana Attorney General Curtis Hill (I say office of, because A.G. Hill seems to be spending more time running from his scandals than running the office) filed an action against two car dealers. According to the Indianapolis Star: The civil suit, according to a news release, takes aim at Jerramy Johnson and Jeffrey Presnell, who […]
Another Hurricane – Another Rash of Dealer Floorplan Lawsuits?
As I write this, Hurricane Florence just hit North Carolina and South Carolina. Based on what we saw with Hurricane Harvey last year, we can expect that a lot of car dealers will be especially hard-hit. We had a number of car dealers from Houston to Louisiana hire us to defend dealer floorplan lawsuits, mostly […]
Like a Good Neighbor – State Farm is There – Settling a RICO Case for a Quarter of a Billion Dollars
State Farm just agreed to pay $250 MILLION dollars to settle a civil racketeering (RICO) case alleging it engaged in an enterprise for the purpose of illegally funnelling $4 million dollars in 2004 into a campaign to elect a faborable judge to the Illinois Supreme Court. That judge eventually was elected and was theeciding vote […]
Consumer Advice from NCLC on How to Deal with Credit Report Problems
The National Consumer Law Center’s (NCLC) primary role is to educate attorneys on consumer law issues. The NCLC also gives expert analysis and testimony to state, local and federal government and the news media. Finally, from time to time, the NCLC drafts publications giving consumers advice directly. Recently Chi Chi Wu of NCLC posted a […]
Potential Defenses to The College Network Assignees
I’ve been looking at some documents lately relating to a loan by Lifeway Credit Union for a LPN-to RN contract by The College Network. The College Network is a defunct Indiana firm that sold LPN-RN programs. TCN was accused of selling the programs as if they were a full class program while at the same […]
