Recent Articles
Are you facing a garnishment by Palisades Acquisition XVI, LLC? – You may have defenses you don’t know about
For several years now we have been fighting a case I call the Case of Great Seneca’s Ghost. Without getting into the boring part, A company named Palisades Acquisition XVI, LLC asserts that it is the legal owner of a batch of accounts that originally had a face value of $6.9 billion. The catch is […]
Buffalo New York “Bottom Feeder” Debt Collectors are at it again – $22 million dollar scheme ends in guilty plea
A man named Carmelo Collana plead guilty to wire fraud and now faces up to 20 years in prison for his part in a scheme that may have collected $22 million on what were largely fake debts. In fact, the scheme participants may have collected the same accounts against the same people multiple times, and […]
Hospitals Now Have to Publish their Standard Charges for Procedures
In rules promulgated under the Affordable Care Act, starting January 1, 2019, hospitals are required to publish a list of their standard charges. In the industry, this is known as the “chargemaster”. When you sign an admission form to be liable for the cost of your service, unless you have an insurance contract that specifies […]
Do you have a defective Basement Watchdog Sump Pump? We want to hear from you
If you have a Basement Watchdog system that has failed during its warranty period, please call me at 317-662-4529. If possible, call me before you replace it.
Did You Assign Your Pension to Future Income Payments?
For about 4 years I have been working for consumers, protecting them from collectors relating to pension advance scams. I just ran across an article from the Pittsburgh Post Gazette that said Future Income Payments laid off 100 employees when it closed an office near Detroit, Michigan last year. That was the first information that […]
People are curious about Home Title Lock -Their ex-FBI Agent is a Part-Owner – HMMMM
Last year I published a post “Is Home Title Lock Legitimate?” This post now has over 1400 hits, and as such it is more popular than all my other posts from last year. I’m not going to restate what I wrote last year. My opinion is the same, I think the company is using fearmongering […]
2017, 2018, 2019 Chrysler Pacifica – Is Chrysler Stalling as much as the Vehicle?
There was a large recall of 154,000 2017 Chrysler Pacificas a year ago over complaints that the vehicle would stall unexpectedly. It is a traumatic experience when your vehicle konks out in the middle of an intersection on a busy highway. A scan of the web shows that Pacifica owners were given lots of explanations […]
The Return of “Blank Check” and “Blind Pool” Stock offerings – Uh oh
I just read a story that new “blank check” stock offerings hit a new 10 year high. My first reaction was “uh oh”. That’s not good. My hunch is that this development is a reaction to tightening of small business credit, an environment of decreasing securities law enforcement or both. I lived in Miami, Florida […]
Get to know these alternate credit bureaus
Most adults in the United States are familiar with Equifax, Trans Union and Experian. These are the “Big 3” credit bureaus in the United States. In the consumer law profession, we call credit bureaus “Credit Reporting Agencies”, or CRAs for short, because that is the term used in the Fair Credit Reporting Act. Most people […]
CFPB fines Pension Assignment Scam Honcho ONE DOLLAR
The Consumer Financial Protection Bureau, under Trump appointee Mick Mulvaney has virtually abandoned it’s consumer protection role. Never has that been more apparent than the agency fining Mark Corbett, the man behind a number of pension assignment scam companies, the whopping sum of $1.00. That’s one whole dollar. With the neutering of the CFPB, it […]
