Recent Articles
Are you getting collection calls from GAFCO – Great American Finance Company?
Are you getting collection calls from GAFCO, the Great American Finance Company? This company, based out of Illinois, buys finance companies from furniture companies. After fielding a complaint from a caller, I checked online and the company has numerous complaints especially about its billing process and collection communications. I’m exploring several theories concerning possible violations, […]
Holy Cow: Supreme Court Does the Right Thing – Campbell-Ewald v. Gomez
Yesterday the Supreme Court decided the case of Campbel-Ewald Co. vs. Gomez. This is a case that consumer advocates were anticipating with some trepidation. At issue in the case was a tactic that corporate defendants regularly practice to “pick off” class actions and avoid class action liability. Corporations regularly make “Rule 68 Offers of Judgment” […]
Human Rights Watch Issues Report on the Debt Buying Industry
Human Rights Watch just issued a detailed study on the Debt Buying Industry titled US: Courts Rubber Stamp Corporate Suits Against Poor. They found the industry to be abusing court system. Imagine that, go figure. All kidding aside, the more publicity to this problem, the better, and Human Rights Watch deserves some credit for […]
Are you being garnished by Centurion Capital Corp?
We have heard a report of consumers being garnished on old judgments obtained by Centurion Capital Corp. Here’s the problem: Centurion Capital Corp. has been dead since 2008. This truly is “zombie debt.” Centurion was a big player in the bottom-feeder debt market in the 2006-2007 period. The company caught some heat for its practices, […]
VW AdBlue Heater Element Failures in TDI Vehicles – A common problem with an uncertain resolution
A lot of VW TDI (diesel) vehicle owners are reporting failures in the heater element of the Adblue (diesel emission fluid or DEF – urea, basically) system with vehicles that are 2,3 or 4 years old. The owners are quoted 4 figure repair amounts and almost always are told that the part is not covered […]
Is Caliber Home Loans engaged in a pattern and practice of Stealth Foreclosures?
I am beginning to get the picture that Caliber Home Loans, as servicer for a number of securitized trusts, may be engaged in “stealth foreclosures” on a grand scale. Why do I think that. Well, I have one case that fits the bill, but that one case seems like it is probably one of many […]
Have You Been Sued by Capital Alliance Financial, LLC?
Capital Alliance Financial, LLC is a Michigan-based bad-debt buyer which files suits on credit card accounts and maybe other consumer debt. You should know that Capital Alliance is closely related to the colleciton law firm of Stenger & Stenger, P.C., a very active regional collection law firm based in Grand Rapids, Michigan. You should also […]
Car Title Loans – the Worst of the Worst
Car title loans are effectively illegal in Indiana, though out-of-state lenders do try to talk Indiana consumers across state lines to get the loans. This is one area of consumer finance that Indiana has right, because title lenders are merchants of misery. The loans are even worse than payday loans, because when a title loan […]
HG Auto Sales, Shelby Street, Indianapolis – Odometer Fraud Allegations in the News
We put out an all points bulletin for information on HG Auto Sales in July. On November 5, 2015, Indianapolis television station WRTV-6 did an investigative report on HG Auto Sales reporting on allegations of HG Auto Sales selling vehicles with tampered odometers. Reportedly, a number of cars were hauled away, and as of today, […]
Rue Education (“school” or “publisher”?) has turned Ripoffreport.com into its lapdog.
We are investigating a Florida Company, Rue Education. Rue seems to have a very similar model to a company we looked at earlier this year, the Learning Network. Both companies tout an LPN to RN program. Many of the customers of each company sign up believing they are dealing with a school. In both cases, […]
