Recent Articles

David Garden Guilty on 20 Counts

Indianapolis television station Fox 59 reports that a jury found “businessman” David Garden guilty on 20 counts including corrupt business influence, forgery and theft.  Even though I was not involved in this case, I was interviewed by reporters as an expert on scams like those of David Garden. I wish David Garden was one-of-a-kind, but […]

Read more

My car didn’t come with a spare tire. Is that safe?

My car didn’t come with a spare tire. Is that safe? More and more new cars DON’T come with a spare tire — not even a compact spare.  My Ford C-Max did not come with a spare tire, and that’s the norm for hybrids and electric cars because cargo space is precious after you pack […]

Read more

Was Your Mortgage Loan Sold to Another by Bank of America During a Trial Modification?

If you are an Indiana resident whose Bank of America loan was transferred to another lender (possibly Seterus or Caliber)  during or after a trial modification, and if you don’t already have a lawyer, please contact me.   If you are outside Indiana, find a NACA attorney at www.consumeradvocates.org.  Don’t delay, these cases are touchy […]

Read more

Another IRS Scam

I received a call on my cell phone that caller ID listed as (619) 548-2875.  The recorded voice said it was a call from the IRS, and the were going to file a lawsuit against me.  This is, of course, a scam. If you get one of these calls, don’t call them back, don’t do […]

Read more

Some thoughts on Mortgage Foreclosure Defense – What makes a successful Case?

I’m just completing several mortgage foreclosure defense cases, and I’m pondering the lessons learned.. Mortgage foreclosure defense was never a huge part of my practice, though I am one of the few Indiana lawyers that take such cases, but during the surge of foreclosure filings following the great recession, I handled my share.  As I […]

Read more

The Return of the Fake Bill

We recently received the correspondence below at my house. My wife and I have subscribed to National Geographic as long as we’ve been married – over 25 years; so when received the letter below, we assumed it was a reminder notice from National Geographic Magazine. “Notice of Continuation” in big bold letters. What else were […]

Read more

National Collegiate Student Loan Trust can’t count to six

I have been hearing more and more stories about the National Collegiate Student Loan Trust (NCSLT) suing student borrowers well after the statute of limitations has expired. In my state, Indiana, the statute of limitations is 6 years from the time the loan goes into default or when the last payment was made, whichever is […]

Read more

Are a large number of Ram Promaster Vans Lemons?

The Ram Promaster is the American market version of the Fiat Ducato, a Euro-style van that has been available in Europe for more than 20 years. The Ram version is made in Mexico and has been available since the 2014 model year. After fielding a telephone call regarding problems with a Ram Promaster van, I […]

Read more

Cedar Financial – International Debt Collections and comments for avoiding claims of rental car damage

A friend gave me a letter he received from Cedar Financial, of Calabasas, California. Cedar Financial is a collection agency that specializes in international debt collection. The letter in question was an attempt to collect a little over $300 for a traffic ticket issued in Italy (allegedly, anyway).  The letter attempts to comply with the […]

Read more

Attention College Network students: Is your credit union being straight with you regarding your obligations

I have written before about the problems that  The College Network has gotten into. The College Network arranged for its students to finance their contracts through various credit unions. The primary Credit Union appears to have been Southeast Financial Credit Union, but others include We Florida Financial Credit Union and City County Credit Union, Lifeway […]

Read more