Recent Articles

An update regarding Nextgear Capital

I received four calls today from dealers involving Nextgear Capital. All of the dealers felt Nextgear treated them unfairly. Two of them wondered if I was planning a class action against Nextgear. The answer is no.   Nextgear writes very tough, tight contracts. Some things that dealers think are unfair are allowed buy the contract. […]

Read more

NACA Attorneys Participate in Money Smart Week Events

I was happy to participate in the Money Smart Week program that was co-sponsored by our frequent collaborator Call for Action and The Indianapolis Star.  Fellow NACA attorney Syed Ali Saeed and I gave consumer education presentations and free consultations with people who signed up to see attorneys at the event.  Thanks to Call for […]

Read more

Consumers Sue National Legal Staffing Support, LLC, Kevin P. Mason and K. Stuart Goldberg alleging illegal debt relief operation

The Consumer Law of Steve Hofer, filed a complaint in the United States District Court for the Northern District of Indiana on behalf of Joseph Castellanos and Bethany Castellanos against National Legal Staffing Support, LLC along with Florida attorneys Kevin P. Mason and K. Stuart Goldberg.  The suit alleges violations of  The Telemarketing and Consumer […]

Read more

Zombie Debts – Scary Old Debts that Debt Collectors Want to Trick You Into Paying

Debt Collectors who file lawsuits on an old, time-barred debt, or who trick you into paying on one, violate the Fair Debt Collection Practices Act. They may have to pay you up to $1,000 for this violation.Zombie Debt is a real term used to describe a debt that has come back from the grave to […]

Read more

The Statute of Limitations on an Debt in Indiana

Lenders and Debt Collectors only have six years to take you to court on a debt. When they take you to court after those 6 years are up, you may be able to sue them for up to $1,000. If you’re being sued in court by a debt collector, the first thing you should look […]

Read more

Sued by Cach, LLC? Let us help!

Debt Collector Cach, LLC, is filing collection lawsuits that are outside the Statue of Limitations and cannot be collected in court. Don’t ignore it – let us help! There are a lot of ways to get out of a debt collection lawsuit, and arguably one of the best is to be outside the “Statute of […]

Read more

The Anti-Yo-Yo Sale Law that Indiana needs.

One of my consumer law attorney friends, Larry Smith, from Chicago, pointed out that Illinois has an interesting law that would help us address a number of yo-yo car sale situations that come up frequently.  Yo-yo sales (sometimes called “gimme back”, “spot delivery” or “puppy dog” sales) happen when the car buyer signs paperwork to […]

Read more

Hofer Law is Investigating Trucking Industry Wage and Hour Violations

In conjunction with fellow attorney Keith Hagan, we are working on developing a secondary practice area addressing wage and hour violations, especially in the trucking industry.  We have represented a lot of truck drivers in consumer matters. Far too many truck drivers are working long hours for too little pay, and that leads them into […]

Read more

What’s this? Used Car Prices Going DOWN? IN TAX REFUND SEASON?

The Truth About Cars reports that used car prices have gone steadily down this year.  This is especially  noteworthy because the first four months of any new year are usually the strongest for used car lots, because people use their tax refunds to buy used cars.  Typically, car prices edge up during this period to […]

Read more

How likely is your car to last 200,000 miles? Probably less than 5%

Jalopnik.com posted an article listing the car and truck models most likely to last 200,000 miles (using data from iseecars.com).  The list is instructional.  Only the Ford Expedition and the Toyota Sequoia topped 5% (at 5.7 and 5.6% respectively).  Number 10 on the list was the Honda Odyssey at 2.3%. What you should take from […]

Read more