Category: Credit report

The Fall of Pink Energy (also known as Power Home Solar): Don’t let the lenders pull one over on you.

 Two years ago, Pink Energy, formerly known as Power Home Solar, was riding high. It was one of the leading companies in home solar installations and a two billion dollar valuation. This week, the company announced that it was shutting down operations and laying off the remainder of its 2,100 employees.The company had built up […]

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Is Credit One Bank on your credit report? Have they been calling you?

We are investigating practices by Credit One Bank relating to their telemarketing (robocalls) and their credit reporting and possibly accessing the credit information of those who do not have accounts with them.  If you have a credit report with Credit One on it, and you didn’t have an account with them, I would love to […]

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Apartment Owners of America (AOA) / Landlordsofamerica.com Consumer Credit and Background Report – Are They reporting non-evictions as evictions?

More and more landlords are checking credit reports before they grant leases.  Often they don’t pull standard credit reports, they pull special “trimerge” reports combining data from various sources. A consumer contacted me because she she was refused an apartment lease based on a “consumer credit and background report” issued by Apartment Owners of America […]

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Victory on Credit Repair Organizations Act Venue Dispute

We just received word from the United States District Court for the Southern District of Indianapolis that we defeated a motion to dismiss filed by Texas Credit Repair Organization, White Jacobs & Associates, Inc. A little background: most credit repair companies attract clients from all over the United States. They have contracts which they try […]

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HSBC Credit Cards Sold to Capital One Bank

I am working on a collection defense case involving an HSBC credit card that may have been assigned ot Capital One Bank.  If you are facing collection on one of these cards please contact me.  Thank you.

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